IJIRAS | Latest Articles

The welfare of Nigeria’s ageing generation has emerged as a pressing developmental concern amid rapid demographic shifts, weakening traditional family support structures, and fragile institutional welfare systems. This study examines the multifaceted challenges and opportunities surrounding ageing in Nigeria, highlighting the need for proactive approaches that combine policy reforms with…

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This study investigates the effect of digital payment platforms on the performance of deposit money banks in Nigeria. The study aims to explore whether or not digital payment platforms impact deposit money banks’ performance in Nigeria. Return on Capital Employed (ROCE) is used as a proxy for bank performance. A…

This study examines the impact of agricultural financing, security expenditure, and institutional quality on food sustainability in Nigeria from 1999 to 2023. Using data from the World Bank and the Central Bank of Nigeria, the Autoregressive Distributed Lag (ARDL) model was applied after conducting standard diagnostic and stability tests. Findings…

The study examines the interplay between digital financial innovation and financial literacy in decision making. The study also investigates the role of fintech and digital financial tools on financial literacy and financial decision making. Digital innovation, financial literacy and decision making are crucial elements of personal financing. The study focused…